Derek is a Partner in William Fry's Litigation & Dispute Resolution Department. He is also a member of our Financial Regulation Unit. He advises on a broad range of matters relating to financial disputes and compliance with financial regulations. These include the origination, transfer, restructure and enforcement of loan agreements as well as the investigation of suspected non-compliance with financial regulations and the assertion of legal professional privilege over communications relevant to those investigations. He advises both regulated financial services providers and non-regulated parties. He has also advised the financial services regulator, the Central Bank of Ireland. An area of focus for Derek is the current drive for cultural change in the financial services industry and specifically, the imminent change to the regulations concerning individual accountability for senior executives of regulated financial services providers.